Critical illness cover

Extra protection for you and your loved ones

Critical illness cover can help minimise the financial impact on you and your family if you become critically ill. It’s an option that can also be added for an extra cost to some life insurance policies.

Income protection insurance

Having enough to pay for what you need now and in the future

Being unable to work can quickly turn our world upside down, as we’ve seen for thousands of people during the coronavirus (COVID-19) pandemic crisis. No one likes to think that something bad will happen to them, but if you couldn’t work due to a serious illness, how would you manage financially?

Income protection insurance

COVID-19: What you need to know

Since the onset of the coronavirus (COVID-19) pandemic, more people have become aware of the importance income protection insurance can offer, as it can provide the financial support needed if you’re unable to work due to an accident or injury.

Private medical insurance

Keeping your health on track

When life throws you an unexpected challenge, fast diagnosis and treatment are what matter most, along with genuine help, support and understanding. Nothing is more important to you than your health, and the health of your family.

Private medical insurance

COVID-19: What you need to know

Rising NHS waiting lists alongside the relaxation of COVID restrictions could be driving the surging interest in private healthcare[1]. During the course of the pandemic, private hospitals have supported the NHS by providing their facilities to help the national effort to fight the virus.

Long-term care

Face the future with confidence

As we get older, many of us will need help looking after ourselves. But what are the options when it comes to paying for long-term care?

Long-term care

Vision for the future of adult social care

The government has set out its vision for the future of adult social care. New plans were announced on 7 September 2021 for adult social care reform in England. This included a lifetime cap on the amount anyone in England will need to spend on their personal care, alongside a more generous means test for local authority financial support.

Writing a Will

How much do you have to leave and who will get what?

It’s important to make sure that after you die, your assets and possessions (known as your ‘estate’) will go to the people and organisations (known as your ‘beneficiaries’) you choose, such as family members and charities you want to support.

Lasting Power of Attorney

Giving someone you trust authority to help you make decisions

As someone becomes more unwell, they’re likely to find it more difficult to manage money and financial affairs, and may become too unwell to make decisions about health and care. A Lasting Power of Attorney (LPA) is a legal document in which someone (the donor) gives another person (the attorney) the right to help them make decisions, or take decisions on their behalf.